How Aaron’s Club Benefits You - Home Made with Aaron's (2024)

Aaron’s Club isn’t just a convenient membership program; it’s your trusty companion for safeguarding your lease and unlocking a world of discounts and benefits. Whether you’re looking for deals, lease protection, or health services, we’ve got something for you. So, what is included in an Aaron’s Club membership?

The benefits listed below vary by state and country. Canada customers, please visit the Aaron’s Club website to see the benefits available in your country.


Involuntary Unemployment Payment Waiver

Should you lose your job due to a qualified job loss and wish to continue leasing, this benefit may waive your lease payment(s) until you return to work or up to four months or when $1,000 has been waived, whichever occurs first.

Accident and Sickness Payment Waiver

This waiver benefit may help make your lease payment(s) for up to four months or $1,000, whichever comes first, if you become ill or injured and can’t work due to a qualifying event.

Lease Protection (Not available in CA and WA)

This benefit may allow you to lease replacement merchandise with a discount ownership plan so you can continue to lease without starting over should you suffer damage or loss due to theft (with visible signs of forced entry), fire, flood, windstorm or lightning.

Lease Protection (Only available in WA)

This benefit may allow you to lease replacement item(s) and continue to lease towards ownership should you suffer damage or loss due to theft (with visible signs of forced entry), fire, flood, windstorm, or lightning.

Courtesy Waiver

As a member, the remaining lease payment(s) on your lease agreement(s) may be waived in the event of the death of any member named on the lease agreement.

Paid-Out Product Service Protection (Not available in CA):

As a member, receive service on your paid-out merchandise for up to one year after ownership if you maintain membership in Aaron’s Club. Protection is provided against product failure and mechanical breakdown of the merchandise not caused by external conditions.

*These benefits are NOT INSURANCE or a SUBSTITUTE FOR INSURANCE. Please see Discount Membership Form for limitations, restrictions and exclusions.


24/7 Telemedicine (Not available in WA)

Consult a medical provider by phone, app or webcam at no additional cost! Call anytime, day or night for medical advice. Prescriptions when medically necessary for common medications can be written.

Prescriptions Savings (Open Formulary) (Not available in WA)

Save 15% – 60% on most short term and acute care prescriptions such as antibiotics and pain killers at participating pharmacies.

Vision and Eyewear Savings (Not available in FL, OK, RI, TN or WA)

Save 35% off normal retail prices on frames (complete pair) and 20% off lens add-ons. Participating companies include Pearle Vision, JCPenney Optical, Lenscrafters and more.

Dental Discounts (Not available in FL, OK, RI, TN, or WA)

Save an average of 15% – 50% on dental needs by visiting one of the participating dentists.

Medical Concierge (Not available in WA)

Staff can assist with locating a provider, scheduling appointments and even the negotiation of medical costs.

Mail Order Prescription Savings (Open Formulary) (Not Available in WA)

Save 30% – 70% on 90-day supply medications, while enjoying the convenience of home delivery through the mail.


Discounts on Dining, Shopping, Professional Services and More

Download a free mobile app to enjoy savings with thousands of deals that offer 50% off at merchants nationwide. Receive additional savings, as well as grocery coupons, through the website.

Rental Car Savings

Receive discounted rates when reserving a rental car at participating Avis, Hertz, National, Alamo and Budget locations.

Roadside Assistance Savings (Not available in CA)

If you have car trouble, one toll-free call will dispatch service help to your vehicle. You pay special commercially negotiated rates.

California Roadside Assistance – When roadside service is needed, one call will dispatch service help to your vehicle. You are covered up to a maximum of $100 USD per incident and a maximum of three incidents per year.

Discounted Hotel Lodging through Choice Hotels

Save 15% off published rates when booking a Choice Hotel by phone or online using the discount code.

Vehicle Service Savings

Save from 5% – 15% on specific services performed by simply showing the membership card at participating Jiffy Lube, Meineke, AAMCO or MAACO service locations.

Complimentary Legal Consultation and Discounted Attorney Fees (Only available in FL, OK, RI and TN)

From divorces to immigration, membership provides a free consultation with a network attorney plus access to discounts on additional legal services.


Emergency Travel Expenses

If a covered vehicle is inoperable due to a collision, and you are 100 miles or more away from home, this benefit may reimburse you up to $100 per day for three days to cover specific travel expenses.

Concierge Services

Enjoy concierge services at no extra cost, giving you 24/7 access to ATM locations, tee times, restaurant locations, stock reports, traffic alerts, sports scores and more.

Auto Theft Reward

A $2,500 reward to the person who provides information that leads to the arrest and conviction of the person who is responsible for the theft of the member’s vehicle.

To join Aaron’s Club or to learn more information, check out our website!


The discount medical, health and drug benefits (The Plan) are NOT insurance, a health insurance policy, a Medicare Prescription Drug Plan or a qualified health plan under the Affordable Care Act. The Plan provides discounts for certain medical services, pharmaceutical supplies, prescription drugs or medical equipment and supplies offered by providers who have agreed to participate in The Plan. The range of discounts for medical, pharmacy or ancillary services offered under The Plan will vary depending on the type of provider and products or services received. The Plan does not make and is prohibited from making members’ payments to providers for products or services received under The Plan. The Plan member is required and obligated to pay for all discounted prescription drugs, medical and pharmaceutical supplies, services and equipment received under The Plan, but will receive a discount on certain identified medical, pharmaceutical supplies, prescription drugs, medical equipment and supplies from providers in The Plan. The Discount Medical Plan/Discount Plan Organization is Alliance HealthCard of Florida, Inc., 5005 LBJ Freeway, Suite 1500, Dallas, TX 75244. You may call 1-800-863-6617 for more information or visit for a list of providers. The Plan will make available before purchase and upon request, a list of program providers and the providers’ city, state and specialty, located in the member’s service area. The Plan includes a 30-day cancellation provision. Note to MA consumers: The Plan is not insurance coverage and does not meet the minimum creditable coverage requirements under M.G.L. c. 111M and 956 CMR 5.00

How Aaron’s Club Benefits You - Home Made with Aaron's (2024)


How Aaron’s Club Benefits You - Home Made with Aaron's? ›

As a member, receive service on your paid-out merchandise for up to one year after ownership if you maintain membership in Aaron's Club. Protection is provided against product failure and mechanical breakdown of the merchandise not caused by external conditions.

Does renting from Aarons build your credit? ›

If you're looking to build credit, try paying off loans (such as car and house payments), reducing your credit card balance, and making sure to pay your rent on time. Does Aaron's report to credit bureaus? Aaron's does not currently report to credit bureaus.

What happens if you break a TV from Aaron's? ›

If a member's leased merchandise is damaged beyond repair, stolen or destroyed by a covered event, they will be allowed to lease like kind replacement product at the same lease rate and their lease payment(s) will be waived equal to the amount paid on their original agreement so that their remaining term is equal to ...

What happens if you return furniture to Aarons? ›

Lifetime reinstatement is a benefit we offer to our lease to own customers. If for any reason you cannot make your lease renewal payments, you can return your merchandise. Then when you're ready to pick your lease back up, you start where you left off with the same or comparable value merchandise.

What does leasing power mean at Aaron's? ›

Leasing Power is the total monthly lease payment amount that you have available to lease products at Aaron's.

Does renting a house help your credit? ›

So while paying rent and having it reported to credit bureaus can make a positive impact on your credit score, it will only ever be one of many ways to drive your credit score higher.

How much does paying rent help your credit score? ›

You can build credit by paying rent, but it could take up to a year to see the full benefit of the reporting reflected in your credit score. Reporting on-time rent payments could increase your credit score up to 40 points.

Does Aaron's have tracking devices in their TVs? ›

Aaron's is prevented from using location-tracking technology to obtain information about renters without their knowledge, according to the consent order. The company is also required to destroy all consumer data already obtained through its "deceptive" means.

Does Aaron's verify employment? ›

Verify Aaron's Employees

The process is simple and automated, and most employees are verified within 24 hours.

Can I pay Aarons with a credit card? ›

Even if you started your lease online, you can make subsequent payments with cash. Paying with a card is a popular and secure method for many of our customers. Whether you have a credit card or a debit card, paying your bill at Aaron's is a breeze.

What happens if I can't make my Aarons payment? ›

No, you cannot be arrested for missing a payment. Aarons is a rent company, there are no laws with respect to them. They can attempt to repossess the item you are renting but for just missing one payment they will likely attempt contact and try to work out payment arrangements and find out what is going on.

Does Aaron's do 90 days the same as cash? ›

The same as cash period can vary by location, but typically lasts 120 days, giving you ample time to make your payments with ease. For California residents, we offer 90 days same as cash. At Aaron's, we're all about putting the power of choice in your hands.

Can I pay off my Aarons account early? ›

Once you have made all of your lease renewal payments, your product is yours to keep forever! It really is that simple. You can even payout early, which may save on the total cost of ownership.

Does Aaron's report to credit bureaus? ›

As of May 1st, without informing customers, Aaron's stopped reporting to the credit bureaus when they receive payments.

Who benefits from leasing? ›

Leasing can be attractive if you're looking for lower monthly costs, want a new car with new car technology every few years, and don't want to worry about certain tasks, such as selling your car. Leasing can also put you into a luxury model that otherwise might be out of reach.

Is leasing good or bad? ›

Leasing helps protect you against unanticipated depreciation. If the market value of your car unexpectedly drops, your decision to lease will prove to be a wise financial move. If the leased car holds its value well, you can typically buy it at a good price at the end of the lease and keep it or decide to resell it.

Does paying rent on a lease build credit? ›

"Paying rent can build credit if your payments are reported," says Rod Griffin, senior director of consumer education and advocacy for the credit bureau Experian. "Unfortunately, that's not the norm, as most landlord and rent management companies don't report rent payments."

Does renting furniture help your credit? ›

Renting to own furniture does not directly help you build credit. However, making consistent payments and following through with the contract until the end can demonstrate the financial responsibility lenders and creditors look for when considering your creditworthiness.

Can you build credit from Rent-A-Center? ›

2. Does Rent-A-Center build credit? Rent-A-Center lease-purchase agreements do not report to credit bureaus and can neither help nor hurt your credit history.

Does leasing help build your credit? ›

If you're approved for your lease, you can use it as an opportunity to boost your credit score, which could give you more leverage when it comes time to upgrade. Just make sure to stay on top of your payments. Lease payments are reported to the major credit bureaus the same way finance payments are.

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