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Online Banking
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How To Guides & What You Can Do
We have put together a collection of guides to help you register and log in to our online banking platform for the first time. Please read through the guides carefully and follow the steps, if you have any questions don’t hesitate to get in touch with us by calling 01 299 0400 or emailing info@capitalcu.ie.
How to Register
How to Login
- Members get 24/7 access to their Capital Credit Union account
- Apply for a loan, drawdown a loan and upload documents online
- Make payments, lodgements and transfer between your accounts
SEPA Payments
Capital Credit Union is registered for SEPA payments only.
If as a member you wish to transfer funds into your account, then the payment should be made as a SEPA payment only. If you are aware that a third party is making a payment into your account, it is advisable that they tell their financial institution that the payment should be made via SEPA. If a payment is sent in any other way, for example by SWIFT, the payment will be rejected by our processing Bank and the Payer may incur a rejection charge that he/she may be liable for.
What is a SEPA payment?
SEPA stands for Single Euro Payments Area. A SEPA payment is sent through the SEPA Scheme. The SEPA payment scheme was created to simplify euro transfers between EU member states.
The SEPA scheme consists of the 27 EU Member States plus Iceland, Norway, Liechtenstein, Switzerland, Monaco, the United Kingdom and San Marino.
To make a SEPA payment you need:
- The IBAN of the person you want to pay
- The bank to which you are sending the payment to be a member of the SEPA scheme
- The payment to be in euro
Please note: Capital Credit Union is unable to accept SWIFT payments. You may incur charges if you attempt to send money to your account in Capital Credit Union via SWIFT.
Additional Benefits
With our online banking platform you can:
- Have 24/7 access to your account
- Carry out online transactions
- Download statements
- Upload documents
Can we help you with anything?
If you would like additional information please get in touch — by phone, email, or calling at a branch. You’ll find one that suits below.
Contact us Request a call back Find your local branch
Video Guide 1: https://www.youtube.com/watch?v=Wsmbdp8jei8
Guide 1: Your Checklist to Register For Online Banking:
Your account number – this can be found in your passbook. If you don’t know your account number, do not hesitate to phone us at: 01 299 0400 or email: info@capitalcu.ie
● A new username – This is case sensitive
● A new password – This is also case sensitive
● Your date of birth
● Your mobile number
● Your email address
Step 1
Click the ‘Register’ button which can be found in the top right corner.
This will take you to a short form to be completed. Enter the required details. Remember the Username and Password are both case sensitive.
Make sure to tick that you are ‘not a robot’ and then click ‘Register’
Step 2
After you click the ‘Register’ button you will receive two emails from info@capitalcu.ie
The 1st email will have the subject line ‘Member Registration’ and will include a summary of your registration details. Please remember your Username and Password are case sensitive.
The 2nd email will have the subject line ‘Member Activated’. This is to notify you that your online account has been activated.
After you receive the 2nd email, you will receive a text message from CapitalCU with an 8-digit PIN Number. This will be needed later when you are logging in.
Video Guide 2: https://www.youtube.com/watch?v=9vTYlOr8HGU
Guide 2: How To Login To CUOnline For The First Time
Step 1 – Logging In
When you receive your PIN, go to our website capitalcu.ie and this time click ‘Login’ on the top right corner
1. Type in your Username – Remember this is case sensitive
2. Click ‘Continue’
3. Type in your Password – Remember this is case sensitive
4. Click ‘Continue’
5. The first thing you will notice is the subject line ‘Please Approve This Request’.
6. Scroll down within the text box until you see ‘Generate One Time Passcode‘.
7. Click This
8. You will receive a text message from Capital CU with a 4-digit ‘One Time Passcode’ number.
Please note – This is not to be confused with the 8-digit PIN Number which you have received earlier
Enter the ‘One Time Passcode’ into the text box
Click ‘I Approve This Activity’
Step 2 – Your PIN
An Important Information message will pop up asking you to ‘Enter your PIN Number’. This is the text message with the 8-digit code you received earlier from CapitalCU with the wording
Enter PIN and click ‘Submit’
Please Note – The PIN is used only once and may now been discarded
Step 3 – Your Memorable Word
You will be asked to create your ‘Memorable Word’. This will only be needed in the case that you forget your Password so please remember it or keep it secure in a safe place.
Click ‘Submit’
Congratulations!
You now have full access to your CUOnline+ Account and you can now:
● View all your account 24/7
● Transfer Funds In/Out of your Account
● Apply For A Loan
● Make a lodgement using your Debit Card
● Submit Documentation to support a loan application